Spergel Corporate Finance

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Need Financing for your Business? Spergel Corporate Finance (SCF) Can Help

Finding the right type of financing for your business can be tough and intimidating. When your bank says ‘no’, what do you do? At SCF, we are committed to delivering customer financing solutions that meet the needs of your business. We work with a variety of funders in Canada and the United States, both institutional and private. In some situations, one funder will provide the solution you need or you may need 2 or more funders depending on the complexity of your financing needs. It’s our job to figure that out. You focus on running your business and let us source the best financing solution to meet your requirements going forward.

How can we help your business?

Invoice Discounting/Factoring

Invoice Discounting (also known as Factoring) is a funding solution designed to improve cash flow by converting your accounts receivable into cash and thereby providing the working capital needed to operate your business. Spergel Corporate Finance can support your business growth by providing fast and flexible financing of your outstanding invoices.

Asset Based Lending (ABL)

Asset Based Lending (ABL) provides all the advantages of factoring your accounts receivable and provides additional financing by leveraging other assets including inventory, machinery & equipment and real estate. Spergel Corporate Finance can provide a fast, custom and discreet financing solution to meet your needs.

Purchase Order/Supply Chain Financing

Having a substantial order book is generally a good thing. However, if your supplier requires payment prior to the goods being shipped and you don’t have the cash to pay them, you have a problem. PO Financing may be the solution that helps you meet supplier terms and bridge the gap between when the order is placed and the customer receives and pays for the goods. A lender will provide a Letter of Credit (LC) that the supplier draws upon once the goods have been inspected and approved for quality and quantity. You can finance up to 100% of the cost of the goods.

Government Tax Credit Financing

The good news is that there are many government tax credit programs available. The bad news is that it can take quite some time to receive your payment. Spergel Corporate Finance can help you access funding for tax credits such as SR&ED, OIDMTC, film, mining, HST and corporate income tax refunds. If having the cash in your hands today will allow your business to expand, then contact us about this little known form of financing.

Term Loan Financing

Rather than laying out large amounts of cash to purchase machinery & equipment, expand your facilities or facilitate an acquisition, contact us to arrange term financing that will allow you to pay out the purchase over time. This allows you to retain cash and improves your cash flow giving you the resources to take advantage of future business opportunities. Spergel Corporate Finance will connect you with the appropriate lender to meet your business objectives.

Equipment Leasing

New equipment can be essential to the success of your business. However, if purchasing equipment outright is not a viable option, leasing can be a good alternative. From trucks and trailers to computer systems, office equipment to aircraft, Spergel Corporate Finance can source up to 100% financing for the equipment you need to succeed.

Commercial Mortgages

[Spergel Corporate Finance](spergelcorporatefinance.ca) can help you finance a new property or refinance an existing one. If you need additional cash to expand your premises or improve your cash flow, we have a variety of options and flexible repayment terms. Our objective is to structure a mortgage that meets your long term needs while ensuring that your monthly cash flow is effectively managed.

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Serving many industries

With Over 30 Years of Small Business & Corporate Debt Help, Trust the Spergel Strategic Approach

Spergel Licensed Insolvency Trustees have over 30 years of experience developing business solutions for a wide range of industries. You can count on our small business and corporate debt help solutions that we’ve used to assist companies across various industries, including manufacturing, services, start-ups, and technology. We make it our business to understand yours and provide customized and cost-effective solutions.